Our Solutions at Work – Endorsed by Our Clients
Future-Proof PSD2 Interface for Banco BNI Europa – Powered by Qwist
The Challenge
At the same time, the solution needed to accommodate regulatory changes swiftly and autonomously. The key challenge was to meet all these demands without deep in-house PSD2 API expertise or relying on external development teams.
Additionally, the solution had to be scalable, low-maintenance, and seamlessly integrable into the bank’s existing system landscape. The ultimate goal was to create a platform that empowered the bank to take ownership while complying with the highest regulatory standards.
Banco BNI Europa is a digital bank based in Portugal that specialises in innovative financial services and alternative lending.
The Solution with Qwist
Key benefits for the bank included:
- Autonomous implementation by the internal team
- Secure compliance with technical requirements such as TLS, VPN, and UX adjustments
- Customisable redirect flows and portal branding
- Clear documentation and fast support via Slack
The Result:
A scalable interface that meets today’s and tomorrow’s regulatory demands.
Rethinking Digital Vehicle Financing – AutoScout24 Teams Up with Qwist
The Challenge
AutoScout24 faced the challenge of meeting fast-growing demand for flexible online financing options in the vehicle purchase journey. More and more private customers now expect a fully digital experience – including finance options. The goal was to enable over 43,000 affiliated dealers to embed personalised finance offers from their preferred partner banks directly into vehicle listings.
The complexity? Every dealer collaborates with different banks offering varied terms and using disparate, often non-standardised, IT interfaces. On top of that, AutoScout24 needed clear insight into actual financing conversions in order to continuously optimise their offerings.
In the face of increasing competition and rising expectations for seamless digital buying journeys, AutoScout24 needed to ensure that both dealers and end customers could benefit from cutting-edge financing solutions. It quickly became clear that this would require a technically and strategically advanced external partner.
The Solution with Qwist
With Qwist’s Financing Platform, dealers could integrate bank offers directly into their vehicle listings – easily, in a standardised way, and without internal development effort.
The benefits included:
- A unified API for all banking partners
- Zero maintenance required by AutoScout24
- Analytics tools for offer performance management
- Ongoing optimisation through close collaboration
The Result:
More leads, increased revenue – and a competitive edge in digital vehicle finance.
Software-supported efficiency thanks to Qwist: More time for humanity in care at PCC
The Challenge
Managing the financial affairs of those under legal guardianship often involves significant administrative effort. Guardians must collect, document, and regularly process extensive data — a time-consuming process that ties up valuable resources. Although digital tools are increasingly available, many workflows still lack sufficient automation and require considerable manual input.
PersonalClientCare (PCC) sought a solution to make financial management within the guardianship sector more efficient and transparent. The goal was to considerably reduce administrative burdens, improve data quality, and simultaneously establish a reliable foundation for analysis and reporting. This would free up more time for the personal care and support of clients.
PersonalClientCare (PCC) is a modern, intelligent software solution specifically developed for legal guardianship professionals.
The Solution with Qwist
In cooperation with Qwist, PCC has integrated two modules from the nrich Financial Data Suite into its platform.
Through Financial Transaction Data, guardians gain real-time access to financial information from banks and service providers, enabling precise asset management.
Complementing this, the Categorisation module automatically classifies transactions into over 100 categories, ranging from income and rental costs to insurance and support payments.
PCC specifically benefits from:
- Reduced administrative effort through seamless integration
- Elimination of the need for additional banking software
- Smart analytics and visualisations that support clear decision-making
- Always up-to-date insight into clients’ financial situations
The Result:
The collaboration with Qwist has created an efficient and transparent solution that gives legal guardians more freedom to focus on the human aspect of their work.
7Assets relies on Qwist’s solution for connecting its platform via API
Founded in Mannheim in 2021, the fintech start-up 7Assets is revolutionising wealth management with its AI-driven, automated, and fully integrable digital platform.
The Challenge
The innovative solution from 7Assets provides family offices, asset managers, financial advisers, and private investors with a fast, secure, and holistic overview of managed assets – regardless of providers or asset classes. Guided by a user-centred philosophy, 7Assets needed a way to directly connect accounts and portfolios in order to save time and improve data quality.
To achieve this, the company sought an interface that would not only comply with current standards such as PSD2 but also be ready to support future developments. Equally important was the ability to implement a white-label integration without requiring its own licence – combined with high user-friendliness and sufficient technical flexibility. Only this combination would allow the platform to expand efficiently while ensuring a seamless user experience.
The Solution with Qwist
With Qwist’s Financial Transaction Data, 7Assets now connects accounts, transactions, and portfolios from banks, brokers, and other financial service providers directly into its platform.
Specifically, 7Assets benefits from:
- Automatic synchronisation and categorisation of all data
- A unified, harmonised structure – regardless of source or account type
- A transparent, consolidated overview without manual input
- Connectivity to over 3,000 financial institutions across Europe
- BaFin-regulated and legally compliant data access
The Result:
End users can now fully integrate their assets within just a few minutes, while B2B clients save up to a full week of administrative effort thanks to automation. In this way, Qwist provides 7Assets with the foundation to continuously enhance its platform and deliver tangible added value to its customers.