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Embedded banking combined with a strong instant lending process

Blue icon Financing Platform

Financing Platform by Qwist

Qwist’s Financing Platform seamlessly connects digital retailers and marketplaces with leading banks, facilitating instant access to a diverse range of financing products thereby creating a unique, end-to-end customer journey.

Satisfying customers’ expectations

Digital financing as missing link for the online sales of high value goods

The boom of digital channels has increased the demand for embedded payment and financing options. Digital financing is in many cases the missing link for the online sales of high value goods. But one financing option is not enough to support all use cases of a diverse portal and to satisfy the expectations and demands of end customers with regard to a comprehensive payment mix in the checkout process.

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About Qwist

We are a leading technology and solution provider for Open Finance

Learn more about Qwist

Blue icon Financing Platform

We offer digital players and banks a flexible platform

Qwist’s Financing Platform offers an innovative payment solution for e-commerce businesses selling high-value goods by connecting digital merchants with leading banks, providing a seamless, fully digital lending process that includes a variety of financing options, such as consumer credit and installment payments, all integrated directly into the e-commerce platform for a lean customer experience.

Digital platforms can benefit from the aggregation of more than ten banks, each with strong expertise in their product and market segment. The flexible integration can easily be done via APIs or widgets and results in fast implementation of individual processes within weeks. Strong platform capabilities enable the management and analytics of the processes and partners.

Financing Platform how the product works sample

Bandwidth of financing solutions

enables users to select from different lending options, all out of one hand.

High conversion

of innovative financing processes using best-of-breed fintech features.

Pre-integrated modules

give the choice of a broad range of bank and fintech services.

Quick time-to-market

with a scalable and easy-to-integrate financing platform.

How our Financing Platform works

PSD2-based Accounts Analytics and Scoring

Leading XS2A engines in Europe combined with income and expense analytics and credit scoring for instant decisioning. 

KYC and eSign

Fast and convenient digital signatures and video identification with different partners for legally fully compliant contracts.

Performant pre-calculation

Loan calculator flexibly adaptable to the bank’s financing products with rich calculation options of conditions, rates and repayment plans.

Reporting

Key metrics with in-depth analytics of user behavior, approval and signing rates and overall financing volumes.

Person using a smartphone to check store details during Black Friday sales.
Woman and man's hands signing documents
Calculation data screens
Man's hands typing on laptop data screen

Qwist is our strategic partner. We are able to use their platform to help shape our banking processes and connect with product and innovation partners quickly and easily.

Thomas Lindner ● Head of Financing Germany

Mobile de logo

mobile.de together with Qwist implemented a loan process on its online marketplace, resulting in an optimal customer experience.

Demo Financing Platform

Still have questions about our Financing Platform? Please contact us and we will happily provide you with advice!