More insights, fewer risks & seamless access to financial data
Financial Transaction Data by Qwist
The Financial Transaction Data solution provides seamless access to harmonized data from over 3,000 institutions across Germany, Austria, Spain, and Portugal. Users can connect one or multiple accounts through an intuitive process, offering a comprehensive 360° view of their financial status.
These companies rely on our Financial Transaction Data
Verifying customer information
Quick & secure processes & decisions by gaining financial insights easily
Difficulties in verifying customer financial information can lead to incomplete data on spending behaviour and hinder the end user experience when relying on traditional, time-consuming methods that are prone to errors.
Our product, Finance Transaction Data, enables you to effortlessly gain financial insights by providing real-time access to an end user’s bank account. This ensures quick and secure processes and decisions.
Analysing data treasures
Access to Financial Data allows you to tap into an extensive range of financial information from banks and financial service providers across Europe. To achieve this, end users connect their bank accounts or financial services through our API, which can be implemented in your application. Qwist connects, harmonizes and aggregates data for retail and business accounts from more than 3000 financial sources in Germany, Austria, Portugal, and Spain..
Reduced risk
Protect businesses from fraud by using secure, real-time financial data directly from end users’ bank accounts.
Improved end user experience
Improved end user experience with fast, reliable, and hassle-free account access.
Increase customer lifetime value
Enhance user engagement by leveraging insights derived from diverse financial data, thereby improving services and revenue opportunities for financial institutions and their users.
How the Financial Transaction Data works
Compliant data collection
Independent of the account type or the financial provider, all financial data of end-users is harmonized into one data structure, making it highly convenient for customers to use in their use-case.
Qwist enables their customers to connect and harmonize financial data for retail and business accounts from more than 3000 financial sources in Germany, Austria, Spain and Portugal.
Qwist is a Bafin-regulated Payment Institution that allows also non-regulated fintechs to build use-cases based on valuable financial data insights.
In order to ensure a 360 degree view on end-users’ financial data, we connect to financial sources using multiple technologies including and beyond PSD2 APIs.
3000+ Financial Providers beyond PSD2
Standardized real-time data from over 3000+ financial institutions.
+365 days of valuable insights
We provide harmonized transaction data for any available transaction history that our connected banks support. New transactions fetched automatically up to 4x a day.
Plug & Play + anytime up to date
Our API can be easily implemented and automatically fetches new transactions from the bank up to 4 times a day without end-user involvement needed.
Financial timeline
Real-time overview of the end-users’ financial situation for a flexible time horizon.
Financial Transaction Data
Tech Documentation
Dive deeper and find more information from our API documentation.
- Overview
- Connectivity via the finX API
- Data-Access Types
- Prerequisites
Demo Financial Transaction Data
Still have questions about our Financial Transaction Data? Please contact us and we will happily provide you with advice!
Existing customer requests
We kindly ask our existing customers to use the Zendesk Support Portal, which you received during your onboarding, if you have support queries or need to talk to us. Thank you very much!