From Open Banking to Open Finance – conveniently, securely, and future-ready with a leading fintech solution provider
Open Banking and Open Finance are becoming essential for banks due to regulatory requirements and competitive pressure. As a leading fintech solution provider and Open Finance platform, Qwist delivers comprehensive fintech payment solutions for the entire ecosystem — from API bank connection and bank open API integration to seamless financial data access and intelligent data utilisation.
Future-proof APIs for limitless innovation and growth
Turning challenges into opportunities with Qwist – your trusted fintech solution provider
Since the introduction of PSD2, Open Banking has reshaped the financial world — driving innovation, boosting competition, and enhancing customer experiences. As a fintech payment solution expert, Qwist empowers banks and fintechs to transform regulatory challenges into new business opportunities.
Our future-proof API bank architecture enables seamless integration and secure financial data access across diverse ecosystems. With bank open API technology, you can build partnerships, launch new services, and strengthen customer loyalty through personalised, data-driven offers.
While upcoming regulations like PSD3, PSR, and FIDA prepare to succeed PSD2, Qwist stands ready as your strategic partner — ensuring compliance, scalability, and innovation in a constantly evolving landscape.
200+
Happy customers
700h
Resources and time saved working with us in average
3,000+
connected financial Institutions
Innovative fintech payment solutions for banks and financial institutions
Scalable, secure, and future-proof Open Banking solutions
We provide the tools that make Open Banking and Open Finance scalable, secure, and ready for the future. As a trusted fintech solution provider, Qwist offers the ndgit Open Banking Suite — a powerful API bank framework designed for banks and financial institutions that need to deliver Open Finance services, manage consent, and ensure full security and compliance.
Our bank open API technology enables seamless control of financial data access, empowering institutions to innovate faster and build trusted digital ecosystems.
With our dgtal SwitchKit Suite, we simplify the complex process of transferring existing bank accounts or investment portfolios between institutions. In just minutes — and without financial or security risks — account holders can switch digitally, replacing time-consuming, error-prone manual methods with a smooth, automated experience.
Qwist products offer you the following advantages:
Secure and efficient API operation
Operate APIs securely and efficiently, even in high workload environments, with a centralised approach.
Resource efficiency
Our ready-to-use, modular products ensure fast time-to-market, minimise project risks and keep you up to date effortlessly.
Future-proof expandability
Flexible configurability enables both internal and external use of all open finance use cases via APIs, meeting upcoming regulatory requirements.
Increase the value of end users
With our SwitchKit services, you can activate valuable end users right from the start and reduce costs at the same time. A new end user immediately becomes a valuable user because they use the new bank or custody account as their main account.
Increase the conversion rate
95% of end users switch to at least one payment method or close their old account. This leads to more cash flow and transactions in the provider’s system and increases revenue as more end users use the new provider as their main account. Higher conversions also increase end-user retention.
Reduction of back-office effort and costs
Actively converting end users to the service as an online-only process on the desktop or in your app reduces the cost and effort for customer support and the back office. The duration of the entire process is reduced from 4 hours to less than 10 minutes.
Our solutions in practice
Get an impression of how our solutions prove themselves in day-to-day business:
