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CCD2: Navigating what EU Lenders and BNPLs need to know

With the revised Consumer Credit Directive (CCD2 – Directive (EU) 2023/2225), European consumer credit and BNPL markets are undergoing a significant change.

Strongly focused on consumer protection, the new directive is often seen as a threat to checkout flows and conversion rates. At Qwist, we believe that, when implemented correctly, CCD2 can become a strong foundation for long-term lending success.

Our checklist reveals the truth behind CCD2 and breaks down three areas that matter most:

  1. Key changes of CCD2 and how to stay compliant
  2. Role of Open Banking in achieving CCD2 Compliance
  3. How to turn CCD2 Compliance into revenue booster

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Why Qwist?

Key risk indicators
We provide you with a clear overview of affordability, gambling expenses, loans and overdrafts.

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in a few days for the sandbox and in about four weeks for the integration with your existing backend systems.

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Drawing on years of experience with complex financial data, we offer valuable insights across various market dynamics.

CCD2 Compliance Checklist

Download our free checklist now.